Tools, materi, dan resources lengkap untuk agen Manulife Indonesia. Halaman ini dilindungi password.
Masukkan password untuk mengakses halaman khusus agen.
Materi financing, skema special, dan kalkulator target.
Alur rekrut, promosi, ujian AAJI, dan panduan keagenan.
Komisi produk, override lifetime, dan Q&A kompensasi.
Knowledge dan Q&A untuk program Manu Pro, MABC, dan Billionaire.
Direktori materi lengkap BMI Franchise System: training BC, prospecting, kompensasi, promosi, financing, rekrutmen, dan CORET. Update per 12 Oktober 2026.
Selling & Rekrut Tools, Simple Knowledge, dll.
Psikologi Selling, Market Research, SPAJ Kilat, Tabel MCU, File Excel Penawaran, dll
Tabel komisi lengkap: FYC, Renewal, Override, Persistency Factor, dan APE.
| Produk | 5P | 10P | SP | MPP5 | MPP10 | MPP15 | MPP20 | Regular |
|---|---|---|---|---|---|---|---|---|
| MDWA Plan A | 5% | 15% | 4% | - | - | - | - | - |
| MDWA Plan B | 7.5% | 15% | 2%/4% | - | - | - | - | - |
| MDWA Plan C | 5%/7.5%/10% | 15% | 2%/4% | - | - | - | - | - |
| MDLA | - | - | - | 10% | 20% | 22.5% | 25% | - |
| MiUHC/Syariah | - | - | - | - | - | - | - | 15% |
| Flexi Amanah | - | - | - | 20% | 20% | - | - | - |
| MDSA | - | - | - | - | - | - | - | 25% |
| MISSION | - | - | - | - | - | - | - | 25% |
| Produk | Year 2 | Year 3 | Year 4+ |
|---|---|---|---|
| MDWA 5P | 5% | - | - |
| MDWA 10P | 10% | - | - |
| MDLA MPP5 | 10% | - | - |
| MDLA MPP10 | 20% | - | - |
| MDLA MPP15 | 22.5% | - | - |
| MDLA MPP20 | 25% | - | - |
| MiUHC | 15% | 15% | 10% |
| Flexi Amanah | 20% | 5% | 5% |
| MDSA | 20% | 2% | 5% |
| MISSION | 20% | 5% | 5% |
| Top Up | 1.25% | 1.25% | 1.25% |
| Level | FYC Override | SYC Override | Notes |
|---|---|---|---|
| Agent Referral | 25% FYC | - | From direct recruit |
| BCO Leader BP Unit | 50% FYC | 25% SYC | - |
| BCO Leader SBP Group | 50% FYC | 25% SYC | - |
| BCO Leader SBP Unit | 100% FYC | 50% SYC | - |
| BP to BP Override | 25% FYC | - | 12 months |
| Lifetime Override (BP) | 5% RYC | - | - |
| Lifetime Override (SBP Unit) | 10% RYC | - | - |
| Lifetime Override (SBP Group) | 5% RYC | - | - |
| PPR Range | Bonus Factor |
|---|---|
| >= 80% | 100% |
| 70% - 80% | 80% |
| 50% - 70% | 65% |
| < 50% | 0% (forfeited) |
| Payment Mode | Factor |
|---|---|
| Monthly | premium x 12 |
| Quarterly | premium x 4 |
| Semi-annual | premium x 2 |
| Annual | premium x 1 |
| Regular Premium | 100% APE |
| Single Premium non-MDWA | 10% APE |
| Single Premium MDWA | 20% APE |
| Regular/Ad-hoc Top Up | 10% APE |